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Finance Application with D.E.L. Motors

Once you find a quality used vehicle at D.E.L. Motors, you have to decide how to pay for it. With an older model., you may be able to pay cash. Most of the time, you will need a loan to get into that practical and stylish pre-owned car, truck, or SUV. D.E.L. Motors has our own in-house team of finance experts to help you get the financing you need.

Get Pre-Approved First

To make buying a vehicle even easier, you can get preapproved. You can fill out our online application and submit it to our finance team for review. We'll look over the information and verify everything. Then, we'll contact you and let you know how much you have been approved for.

We base your approval on your employment history and income as well as your credit rating. We also look at your debt-to-income ratio, which is the amount of your bills compared to the amount you earn.

You can get started from home with our online application form or give us a call. We'll be happy to answer any questions you have and help you find the right vehicle.

Loans for All Types of Credit

When you work with D.E.L. Motors financing, you have a team of experts who are on your side. We understand that sometimes the unexpected in life happens. You may lose a job, get sick, or take a pay cut and get behind on your bills. Now that you have recovered from that situation, you're ready to take on a car loan. Unfortunately, your credit doesn't always bounce back as quickly, and you may be turned down by numerous lenders.

At D.E.L. Motors, we have loan products for various situations. We can help you get approved for a subprime loan if your credit is less than ideal. The interest rate will be higher to offset the risk, but your payments can still be affordable.

We work with people who have had major issues in the past, including:

  • Delinquent accounts
  • Collections and charge-offs
  • Repossessions
  • Bankruptcy
  • Foreclosure

We can help you begin to rebuild your credit with our car loans.

Use Your Vehicle as a Trade-In

If you have a current vehicle, even if it's not in great shape, you can use it as a trade-in. Having a trade-in can help you get approved. It also lowers the amount you owe, which can mean lower monthly payments. If you have other money for a down payment, it will help with approval.

Bring in your vehicle and our service technicians will look at it and let you know how much it is worth as a trade-in. We can help you get into a used car, truck, or SUV that you can afford.

Rely on D.E.L. Motors for Financing

We want to make it easy for you to get into a newer vehicle. Our in-house financing allows you to come here to get a loan and find a vehicle. No more waiting for multiple applications to be reviewed at various lenders. Trust D.E.L. Motors to help you get behind the wheel of a vehicle with a loan that fits your budget and circumstances.